Insurances for employees when companies permanently lay off personnel
Employees of companies that have insurance agreements with Fora can get support if the company needs to permanently lay off personnel. Which employees are covered by which insurances will depend on factors including collective agreements, insurance agreements and the employees’ duties.
AGB, Severance payment insurance
For private-sector manual workers over the age of 40 years who are made redundant. The compensation is paid out as a lump sum once their employment has ended. How large the amount will be is determined by the age and normal working hours of the dismissed employee.
The claim should be submitted to AFA Insurance within two years of the employment ending.
TSL Trygghetsfonden, Employment transition fund
For private-sector manual workers at companies with a collective agreement, who can get help to find new work or training if they are made redundant.
TRR Trygghetsrådet, Employment transition fund
Personal advice in the event of redundancy and in some cases financial support as well. For non-manual workers at companies belonging to an employers’ association within Svenskt Näringsliv/the Confederation of Swedish Enterprise, or which are members of Idea, as well as non-manual workers at companies with associated agreements with trade unions within PTK/the council for negotiation and cooperation.
TRS, Employment Transition Fund
Personal advice in the event of redundancy and in some cases financial support as well. For:
- Employees of organizations affiliated to Arbetsgivaralliansen, Svensk Scenkonst, Teatercentrum, Danscentrum and Länsmuseernas Samarbetsråd are covered by TRS career readjustment agreement.
- Non-manual workers in companies affiliated to Sinf (Svensk Industriförening) and KFO.
- Employees in a number of separately affiliated organizations (which have so-called associated agreements, usually with Unionen within Arbetsgivaralliansen’s sector).