This information sheet gives a brief description of the collective insurances.

This information sheet gives a brief description of the collective insurances.

Fora manages solutions for collectively agreed insurances on behalf of Sweden’s labour market parties and is the selection central for Avtalspension SAF-LO, Collective pension insurance. Fora is jointly owned by Svenskt Näringsliv – The Confederation of Swedish Enterprise and LO – The Swedish Trade Union Confederation.

This information sheet gives a brief description of the collective insurances.

Forms such as Application for Employee Insurances and registering account for Mina sidor (My pages). Folders about the insurances and our services.

Information om Avtalspension SAF-LO och kollektivavtalade försäkringar.

As a manual worker at a private company with collective agreements, you will normally be covered by the collective insurances.

Fora helps companies and their employees to navigate their collectively agreed pension and insurance solution. Our smart and affordable services make working life more secure and society more sustainable.

Which insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.

Occupational pension and insurances are among the most common and important employment benefits you, as an employer, can offer your employees. As an employer, it is important that you can give employees information about the insurances and the occupational pension they have through their employment.