A brief description of the collective insurances administrated by Fora. It´s a packaged deal but coverage vary depeding on whether the employer has a collective agreement or not, and if employees are manual workers or non-manual workers.

Which insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.

The total payroll for non-manual workers is reported once a year, in January. For CEOs and owners, the reporting depends on whether they are classified as manual workers, non-manual workers, or business owners.

Here you can read which personal data we manage, why, the sources from which we obtain this data, what we do with them and who is allowed access to them.

As of 1 October 2022, employers who pay a fee to a registered readjustment organisation can receive compensation for this cost in accordance with the Act (2022:850) on Basic Readjustment Assistance and Skills Support. The remuneration an employer may receive is decided by the Swedish Legal, Financial and Administrative Services Agency. Applications and payments are administered by Fora.