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In EnglishFor employersThe insurance agreementExemption from AGS and SAF-LO Collective Pension InsuranceCompanies intending to run temporary operations in Sweden may apply for exemption from AGS and SAF-LO Collective Pension Insurance.
An insurance agreement can be signed using a paper form and, for some companies, through an e-service. Once the agreement has been signed, the company will receive a confirmation by post. You will need to state your Swedish business registration number in the application.
General Terms and Conditions for the use of Mina sidor (My pages). Translated version of BF000226 / Allmänna villkor för Mina sidor
Fora manages solutions for collectively agreed insurances on behalf of Sweden’s labour market parties and is the selection central for Avtalspension SAF-LO, Collective pension insurance. Fora is jointly owned by Svenskt Näringsliv – The Confederation of Swedish Enterprise and LO – The Swedish Trade Union Confederation.
When the company hires employees, their pay must be reported to Fora. This applies to both manual workers and non-manual workers.
Every year, your employer pays a premium into your occupational pension. It is called Avtalspension SAF-LO, Collective pension insurance and is a pension that you receive in addition to your basic state pension.
In EnglishFor employersCost, invoice and paymentPrice list - Companies without collective agreementWhich insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.
In EnglishFor employersCost, invoice and paymentPrice list - Companies with collective agreementWhich insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.
The cost of Avtalspension SAF-LO, Collective pension insurance and the insurances included in the insurance agreement represents a certain percentage of your employees’ pay. Different insurances have different percentages, which vary from year to year.
Occupational pension and insurances are among the most common and important employment benefits you, as an employer, can offer your employees. As an employer, it is important that you can give employees information about the insurances and the occupational pension they have through their employment.
