• Start
• In English
• For employers
• Company type
• Companies without employees

If you run your own business without employees, you can sign an insurance agreement with Fora. As long as you do not hire any employees, you only pay the base premium and do not need to report pay. Through the insurance agreement, you are covered by the Work injury insurance (TFA).

• Start
• In English
• For employers
• Company is transferred, restructured or merged

In the event of a restructuring, transfer or merger, the company taking over the business should submit an insurance application to sign a new insurance agreement to avoid any interruption between the insurance agreements.

• Start
• In English
• For employers
• Reporting pays and premiums
• About the reporting

Find out why reporting pay and premiums is so important, why it must be done on time, and how the reporting differs for manual workers, non-manual workers, and business owners.

• Start
• In English
• For employers
• Company type
• Foreign companies with temporary operations in Sweden

Foreign companies with temporary operations are defined as operations which are intended to be conducted in Sweden for a period of no more than 12 months. The time period is counted from the date on which the company commences operations in Sweden.

• Start
• Companies with collective agreement
• About the insurance agreement

The insurance agreement that a company signs with Fora is a complete package of collectively agreed insurances. However, the contents of this package will vary for manual workers, non-manual workers and company owners. 

• Start
• Companies without collective agreement
• About the insurance agreement

The insurance agreement that a company signs with Fora is a complete package of collectively agreed insurances. However, the contents of this package will vary for manual workers, non-manual workers and company owners. 

• Start

Fora is switching to monthly management of collectively agreed insurances. The transition from annual to monthly procedures will take place in stages. Payrolls that are paid out in 2023 will be reported as usual in January 2024. Thereafter, the payrolls of manual workers are to be reported monthly.

• Start
• Questions and answers

Questions and answers about the new employee marking, monthly  pay roll reporting and the new invoicing routines,  in connection with the transition to monthly reporting of manual workers in 2024.

• Start
• Kundservice
• Kundservice Företag
• Blanketter och e-tjänster

Här finns de blanketter och e-tjänster som företag kan behöva för att teckna eller administrera försäkringsavtalet med Fora.

• Start
• In English
• For employees
• About SAF-LO Collective Pension

Every year, your employer pays a premium into your occupational pension. It is called Avtalspension SAF-LO, Collective pension insurance and is a pension that you receive in addition to your basic state pension.