When you report pay for manual workers each month, Fora can generate an invoice with the final minthly cost for their occupational pension and insurance. A monthly invoice for Avtals­pension SAF-LO and other insurance for manual workers is sent each month based on monthly payroll reporting. The monthly invoice is normally sent on the first business day of each month.

For employers, the insurance agreement with Fora removes all uncertainty about which insurances and occupational pension your employees should have. Find out more about collectively agreed pension and insurances for companies within the private sector.

When the company hires employees, their pay must be reported to Fora. This applies to both manual workers and non-manual workers.

If the company already has an insurance agreement through Fora and signs a collective agreement, the cost of the insurance agreement will be affected.

Broschyrer och informationsblad om försäkringsavtalet och informationsmaterial till företagets anställda.

Which insurances your company pays for will depend on whether you employ both manual workers and non-manual workers. The cost of the insurances included in the insurance agreement is a fixed per cent of your employees’ pay. Different insurances have different percentages and they vary from year to year.

How costs are calculated and information about invoicing and payments routines. What the cost of the insurance contract will be depends on whether the employees are manual workers or non-manual workers and what their pay is.

Private companies that employ manual workers or non‑manual workers can sign an insurance agreement with Fora. For companies with a collective agreement, signing an insurance agreement is mandatory to meet the terms of the collective agreement. However, companies without a collective agreement can also sign an insurance agreement.

If you run your own business without employees, you can sign an insurance agreement with Fora. As long as you do not hire any employees, you only pay the base premium and do not need to report pay. Through the insurance agreement, you are covered by the Work injury insurance (TFA).

General Terms and Conditions for the use of Mina sidor (My pages). Translated version of BF000226 / Allmänna villkor för Mina sidor