Allhelgonahelgen är den helg under året då många av oss minns våra närstående som har gått bort. Det kan också vara en tid att tänka på sin egen bortgång. Vet du vad som händer med din tjänstepension den dag du inte längre finns?

Pay should be reported for the month it was disbursed. This pay forms the calculation basis for the cost of the employees’ occupational pension each month.  This means that the provision for the employees’ occupational pension may vary from month to month, depending on the amount of the pay disbursed. 

Occupational pension and insurances are among the most common and important employment benefits you, as an employer, can offer your employees. As an employer, it is important that you can give employees information about the insurances and the occupational pension they have through their employment.

How costs are calculated and information about invoicing and payments routines. What the cost of the insurance contract will be depends on whether the employees are manual workers or non-manual workers and what their pay is.

Instructions for companies that wants to use other login methods than Swedish BankID or Freja. Expisoft provides solutions that Fora supports for secure log in to Mina sidor (My pages).

It is very important that you differentiate between manual workers, non-manual workers and the self-employed. Through the insurance agreement with Fora, manual workers are covered by the SAF-LO occupational pension and insurance in the event of illness/sickness and parental leave. Non-manual workers and the self-employed are only covered by the TFA, Work Injury Insurance.

It is very important that you differentiate between manual workers, non-manual workers and the self-employed. Categorising errors have consequences for both pensions and insurance cover. Please note that the managing director/CEO can be a non-manual worker, manual worker or self-employed.

Here you can read which personal data we manage, why, the sources from which we obtain this data, what we do with them and who is allowed access to them.

Every year, your employer pays a premium into your occupational pension. It is called Avtalspension SAF-LO, Collective pension insurance and is a pension that you receive in addition to your basic state pension.

As a manual worker at a private company with collective agreements, you will normally be covered by the collective insurances.