How costs are calculated and information about invoicing and payments routines. What the cost of the insurance contract will be depends on whether the employees are manual workers or non-manual workers and what their pay is.

Instructions for companies that wants to use other login methods than Swedish BankID or Freja. Expisoft provides solutions that Fora supports for secure log in to Mina sidor (My pages).

Here you can read which personal data we manage, why, the sources from which we obtain this data, what we do with them and who is allowed access to them.

Every year, your employer pays a premium into your occupational pension. It is called Avtalspension SAF-LO, Collective pension insurance and is a pension that you receive in addition to your basic state pension.

As a manual worker at a private company with collective agreements, you will normally be covered by the collective insurances.

Foreign companies with temporary operations are defined as operations which are intended to be conducted in Sweden for a period of no more than 12 months. The time period is counted from the date on which the company commences operations in Sweden.

If at any time you have earned money towards SAF-LO collective pension insurance (Avtalspension SAF-LO)  you  will receive an annual pension statement from Fora. 

As of 1 October 2022, employers who pay a fee to a registered readjustment organisation can receive compensation for this cost in accordance with the Act (2022:850) on Basic Readjustment Assistance and Skills Support. The remuneration an employer may receive is decided by the Swedish Legal, Financial and Administrative Services Agency. Applications and payments are administered by Fora.