Here you can read which personal data we manage, why, the sources from which we obtain this data, what we do with them and who is allowed access to them.

It is very important that you differentiate between manual workers, non-manual workers and the self-employed. Through the insurance agreement with Fora, manual workers are covered by the SAF-LO occupational pension and insurance in the event of illness/sickness and parental leave. Non-manual workers and the self-employed are only covered by the TFA, Work Injury Insurance.

It is very important that you differentiate between manual workers, non-manual workers and the self-employed. Categorising errors have consequences for both pensions and insurance cover. Please note that the managing director/CEO can be a non-manual worker, manual worker or self-employed.

Foreign companies with temporary operations are defined as operations which are intended to be conducted in Sweden for a period of no more than 12 months. The time period is counted from the date on which the company commences operations in Sweden.

Every year, your employer pays a premium into your occupational pension. It is called Avtalspension SAF-LO, Collective pension insurance and is a pension that you receive in addition to your basic state pension.

If at any time you have earned money towards SAF-LO collective pension insurance (Avtalspension SAF-LO)  you  will receive an annual pension statement from Fora. 

The short instructional movie clips answer the most common questions. They have subtitles in different languages.

As a manual worker at a private company with collective agreements, you will normally be covered by the collective insurances.